Add an extra layer of liability protection with umbrella insurance from a trusted independent agency.
We understand that accidents happen and lawsuits can be costly.
Umbrella insurance provides an additional layer of liability protection that goes beyond the limits of your auto, home, and other underlying policies.
As an independent insurance agency, we work with our network of 80+ insurance carriers to find you comprehensive umbrella coverage that protects your assets and future earnings.
Provides additional liability protection above and beyond your underlying auto, home, and other policy limits.
Helps protect your home, vehicles, savings, investments, and other assets from large liability claims.
Covers legal defense costs even for claims that may not be covered under your underlying policies.
Provides liability coverage for incidents that occur anywhere in the world, not just at home.
Helps protect your future earnings and retirement savings from being garnished due to large judgments.
Provides confidence knowing you have comprehensive protection against life’s unexpected liability exposures.
In today’s lawsuit-happy society, even a minor accident can result in a major financial loss.
Don’t let one incident threaten everything you’ve built. Umbrella insurance provides affordable protection for life’s biggest liability risks.
Get answers to the most common questions about umbrella insurance and how we can help protect your future.
Umbrella insurance provides additional liability coverage above your underlying policies like auto and homeowners insurance. If you have assets to protect or could face wage garnishment, umbrella coverage can provide valuable protection at a relatively low cost.
Coverage amounts typically start at $1 million and go up from there. We help you assess your assets, income, and liability exposure to determine an appropriate coverage level for your situation.
Umbrella insurance is generally very affordable relative to the protection it provides. Cost depends on factors like coverage amount, underlying policy limits, and risk factors. As an independent agency, we shop multiple carriers to find you competitive rates.
Umbrella insurance kicks in when your underlying policy limits are exhausted and can cover certain claims that might not be covered under your primary policies. It also provides legal defense coverage for a broader range of situations.
Yes, umbrella insurance requires underlying coverage like auto and homeowners insurance with certain minimum liability limits. We help ensure your underlying policies meet the requirements for umbrella coverage.
Get the additional liability coverage you need.
Our experts will review your current policies and recommend the right protection level.
