Auto Insurance

Protect Yourself Behind the Wheel

With auto insurance, the minimum is never enough.

Having car insurance is mandatory, but getting the right auto insurance coverage is not about following the rules. It’s about protecting yourself and your family and peace of mind when you’re behind the wheel. 

At Brown Insurance Services, we’re here to help you sort through all your auto coverage options to find the perfect plan for your lifestyle. 

From bodily injury and personal property liability coverage to uninsured and underinsured motorists, the options presented to you can be overwhelming. And while it’s tempting to save as much money as you can up front, in a state like Florida, where car accident claims are common, you don’t want to leave your auto insurance coverage solely up to cost. 

As with all insurance policies, from your health insurance to homeowners coverage, it’s better to be prepared than be left scrambling in the event of an accident. 

Trust the experts at Brown Insurance Services to find the right car insurance for you. Get in touch today.

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About Us

At Brown Insurance Services, we put your needs top of mind. We’re Florida drivers too, so we know just how important having the right auto coverage is. We also know how hard it is to find the right coverage when you’ve got so many options to sort through. 

While it’s great to have options when it comes to insurance so you can find the best deal, you don’t want to sacrifice important coverage just to have a lower premium. Let Brown Insurance Services help you get the best deal on the coverage you need.

Minimum Coverage

In Florida, drivers are required to have a minimum of $10,000 in both personal injury protection and property damage liability. These policies help cover medical costs if you or your passengers are injured in a crash and damage to other individuals’ property.

Uninsured Motorists

In Florida, there are far too many uninsured—and underinsured—drivers. Not having extra protections in your coverage might save you a penny on your monthly premiums, but when you find yourself needing to make a claim, you’ll be paying much more than you’ve saved.

Understanding No-Fault

The Florida no-fault law means that even when you aren’t at fault for an accident, you can file a claim with your insurance carrier to facilitate quicker medical care. The no-fault law is why every driver must have at least $10,000 in personal injury protection.

Rideshare Coverage

Rideshare drivers are required to have additional bodily injury liability coverage for their passengers and other individuals, as well as additional property damage liability. More drivers mean more accidents, and that means you need more protection.

Why Brown Insurance Services?

Trust our auto insurance professionals.

There are dozens of car insurance companies ready to give you a quote, and they all want your business. That’s why it’s best to trust Brown Insurance Services to help guide you through the process.

Expert Advice

We’ve been in this business a long time, and we know Florida insurance requirements better than anyone. Let us sort through the options so you can make an informed decision.

A father holding two kids outside their home.

Custom Coverage

We treat each client on an individual basis, finding policies that best fit your lifestyle. Whether you work from home or make daily deliveries, we can find the right car insurance for you.

A piggy bank.

Insurance That Fits Your Budget

We’re not here to sell you policies you don’t need. We’re here to give you peace of mind every time you’re behind the wheel. We keep your safety and your budget top of mind.

Insurance agents comparing data.

We’re Florida Drivers Too

Just like you, we know how frequently the insurance landscape changes in Florida. We’ll keep you informed and up to date and make sure your policy is too.

Client testimonials

“I have been with the Andy Brown insurance for a very long time. When I have a question and call they get back to me promptly with an answer. They are very easy to work with, and do an outstanding job of finding me the right insurance for my needs.”
Barbara Burke
“I would highly recommend Brown Insurance Services to anyone looking for insurance. Don't even waste your time looking for other quotes.”
Darren Clark
“My family has been using Brown Insurance for personal and business insurance needs for as long as I can remember. Their team is friendly, knowledgeable, and always provide a quick response.”
Melissa Key
Car insurance agent and client working on an auto insurance policy.

Find the Right Auto Insurance For Your Lifestyle

At Brown Insurance Services, we get to know you and your needs. We save you time and money by sorting through the myriad of insurance policies and carriers and presenting you with only the very best options. 

Whether you’re looking to start anew with your car insurance or just add extra protection, let Brown Insurance Services guide you.

Don’t Wait For An Accident to Make Sure You Have the Right Insurance

When it comes to car insurance, we don’t take chances, and neither should you.

Learn More About Auto Insurance