General Contractor Insurance

Protect your construction business with customized insurance solutions from a trusted independent agency. 

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Why General Contractors Choose Brown Insurance

As an independent insurance agency, we understand the complex risks general contractors face on every project. From jobsite injuries to project delays, we’ve got you covered. Our team specializes in finding the right combination of coverage from our network of 80+ insurance carriers, ensuring you get comprehensive protection without overpaying.

Complete Protection for Your Construction Business

General Liability Insurance

Protects against third-party injury claims, property damage, and accidents that occur on construction sites.

Workers Compensation

Covers medical expenses and lost wages if employees are injured during construction work.

Commercial Vehicle Coverage

Protects your work trucks, equipment transportation, and provides liability coverage for business driving.

Tools & Equipment Protection

Covers construction tools, heavy equipment, and materials against theft, damage, or loss.

Professional Liability

Protects against claims of construction defects, design errors, or failure to meet project specifications.

Business Property Insurance

Covers your office, warehouse, inventory, and business equipment against fire, theft, and natural disasters.

The Construction Insurance Protection You Need

Construction projects involve significant risks. From jobsite accidents to equipment theft, one incident can threaten your business. Don’t let inadequate coverage put your livelihood at risk.

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General Contractor Insurance FAQs

Get answers to the most common questions about commercial property insurance and how we can help protect your business investment.

Most general contractors need general liability insurance, and workers compensation if they have employees. Many projects also require specific coverage limits, additional insured endorsements, and certificates of insurance.

Cost varies based on factors like project types, business size, number of employees, coverage limits, and claims history. As an independent agency, we shop multiple carriers to find you competitive rates while maintaining proper coverage levels.

While subcontractors should carry their own insurance, you may still have liability exposure. We can help structure your coverage to protect against subcontractor-related risks and ensure you meet contractual requirements.

Annual policies provide ongoing coverage for your business operations, while project-specific policies cover individual jobs. We can help determine the best approach based on your business model and project types.

Each project may have different insurance requirements. We review contract specifications and help ensure your coverage meets all client and regulatory requirements. Our Florida-based team understands local market conditions and project demands.

What Our Clients are Saying

Robert K., General Contractor

"Brown Insurance helped us navigate complex insurance requirements for our construction projects. They found us comprehensive coverage that meets all our client requirements at competitive rates. Their expertise in construction insurance is invaluable."

Ready to Protect Your Construction Business?

Get a customized insurance quote designed specifically for your general contracting business.

Our experts will review your needs and find you the best coverage options.

Contact Us To Learn More About General Contractor Insurance