Professional Liability Insurance

Protect your professional services and expertise with customized professional liability insurance from a trusted independent agency.

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Why Professionals Choose Brown Insurance for Professional Liability Coverage

Even the most skilled professionals can face claims of errors, omissions, or negligence in their work.

Professional liability insurance protects your business when clients claim your professional services caused them financial harm.

As an independent insurance agency, we work with our network of 80+ insurance carriers to find you specialized coverage that protects your professional reputation and business assets.

Complete Protection for Your Professional Services

Errors & Omissions Protection

Covers claims when mistakes, oversights, or omissions in your professional work cause financial harm to clients.

Professional Negligence Coverage

Protects against allegations that you failed to exercise the professional standard of care expected in your industry.

Legal Defense Coverage

Covers attorney fees, expert witness costs, and other legal expenses to defend against professional liability claims.

Failure to Perform Services

Covers claims when you fail to deliver promised services or deliver them in an untimely manner.

Breach of Professional Duty

Protects when clients claim you violated your professional responsibilities or fiduciary duties.

Cyber & Privacy Liability

Many professional liability policies include coverage for data breaches and privacy violations in your professional services.

Your Expertise Deserves Protection

In today’s litigious environment, even satisfied clients can turn into claimants.

One allegation of professional negligence or error can result in costly legal defense and damage awards that threaten your business and personal assets.

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Professional Liability Insurance FAQs

Get answers to the most common questions about professional liability insurance and how we can help protect your business investment.

Professional liability insurance covers claims arising from your professional services, advice, or expertise. Any business that provides professional services, consulting, or advice to clients should consider this coverage to protect against errors and omissions claims.

Professional liability covers claims related to your professional services and advice, while general liability covers bodily injury and property damage. Professional liability focuses on financial harm caused by your professional work rather than physical incidents.

Coverage typically includes errors, omissions, negligence, failure to deliver services, breach of professional duty, and related legal defense costs. Specific coverage varies by policy and profession.

Yes, general liability typically excludes professional services claims. If your business provides advice, consulting, or professional services to clients, you likely need both types of coverage to be fully protected.

Coverage needs depend on your profession, client contracts, potential claim size, and industry standards. We help assess your professional risks and recommend appropriate coverage limits for your specific situation.

What Our Clients are Saying

Mark P., Business Consultant

"A client claimed our consulting advice cost them thousands in lost revenue. Our professional liability insurance through Brown Insurance covered the legal defense and settlement. It saved our business and gave us peace of mind to continue serving clients."

Ready to Protect Your Professional Services?

Get a customized professional liability insurance quote that protects your expertise and advice.

Our specialists understand professional risks and will find you the right coverage.

Get Your Professional Liability Insurance Quote Now