Protect your condo and belongings with customized insurance solutions from a trusted independent agency.
At Brown Insurance Services, we understand that condominium insurance needs are unique.
Unlike traditional homeowners insurance, condo coverage works alongside your association’s master policy to protect your personal property and interior improvements.
As an independent insurance agency, we work with our network of 80+ insurance carriers to find you coverage that properly fills the gaps and protects your investment.
Protects your furniture, electronics, clothing, and other personal belongings inside your condominium unit.
Covers interior walls, floors, ceilings, and built-in appliances that you own within your unit.
Protects you if someone is injured in your unit or if you accidentally cause damage to neighboring units.
Covers hotel costs and other expenses if you can’t live in your condo due to covered damage.
Protects upgrades and improvements you’ve made to your condo that aren’t covered by the association’s policy.
Helps cover special assessments charged by your condo association for certain types of damage or losses.
Your condo association’s master policy doesn’t cover everything you own.
From personal belongings to interior improvements, make sure you have the right protection for your condo lifestyle.
Get answers to the most common questions about condo insurance and how we can help.
Condo insurance works with your association's master policy, focusing on your personal property and interior unit coverage rather than the building structure. It's designed to fill the gaps that the association's policy doesn't cover.
Association policies typically cover the building structure and common areas, but coverage varies. We help you understand your association's policy and ensure your personal coverage fills any gaps appropriately.
Yes, your association's master policy typically doesn't cover your personal belongings, interior improvements, or personal liability. Condo insurance protects your individual interests within the unit.
Loss assessments are charges from your condo association for certain damages or improvements. Assessment coverage helps protect you from these unexpected costs that aren't covered by your association's policy.
Coverage needs depend on your personal property value, unit improvements, and association policy details. We review your specific situation and association documents to recommend appropriate coverage levels.
Get a customized condo insurance quote that works with your association’s coverage.
Our experts will review your needs and find you the best protection for your unit and belongings.
