Property Insurance
Strength and Stability for Your Home.
Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Brown Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
- Fire and Lightning
- Collisions from Vehicles or Aircraft
- Hail
- Sewer/Drain Backup
- Windstorm
- Vandalism
- Volcanic Eruption
- Smoke
- Freezing Conditions or Snow
Property Insurance Options to Consider
There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Brown Insurance Services who can help you find the right policy.
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.
Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.
Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.
As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Brown Insurance Services before making a decision.
Our Location

Brown Insurance Services
2401 West Bay Drive, Suite 603Largo, FL 33770
Toll free: 800-783-8881
Fax: 727-518-0002
Testimonials
James R, Port St. Lucie
Larry M, Deland, FL
Donna, Largo, FL
Wendy M, Tarpon Springs, FL
Shelia, Denver, CO
Spencer G, St. Petersburg, FL
Patricia, Largo, FL
Viki W, Dunedin, FL
Pamela Hettinger, Saint Petersburg
Patrick Gerbig
Sandy Albanese, St Petersburg
Richard Lewis, Clearwater Beach
Ashley K, Largo
Lawrence W, Wesley Chapel
Nichole C, New Port Richey
Cynthia M. Bie, Indian Rocks Beach