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Homeowners Insurance in Largo and Clearwater, FL

Securing Florida Residents and Renters from Loss

A home functions as a symbol of family, comfort, and retreat. It’s an expression of the individuals who reside within its confines – from the interior decorations to outside architecture. Keeping this structure intact is critical to the security of both you and your loved ones. 


Homeowners insurance presents financial protection against calamities, such as flood damage or accidents on the property resulting in injury. Agents at Brown Insurance Services specialize in designing homeowners insurance policies fit for Floridians. 

Homeowners Insurance Coverage Built for You

Proper insurance coverage cannot be built in a one-size-fits-all fashion. Instead, coverage should be a direct representation of the insured - similar to the home or apartment in which they reside. Let us work with you to determine the extent of your needs and customize a cost-effective policy to mitigate risks. 


We begin our process by listening. Over the years we’ve recognized the long-term benefits achieved through an active partnership between agents and clients. In order to adequately protect your home and everything in it, we need to have a complete understanding of the value associated with these assets. 


Our agents continue monitoring policies, educating clients, and consistently communicating developments long after a policy is in place. This creates a relationship based on trust, and encourages clients to take an active, knowledgeable role in their homeowners insurance investment. 


The homeowners insurance package we offer acts as the foundation for our personal insurance program. This status is appropriate based on the comprehensive coverage issued within its confines. Property insurance coverage safeguards your home from fire, lightning, hail, and windstorm damage, as well as losses occurred through vandalism. Renters insurance, or tenants insurance, is also a popular option, as it reimburses the costs of replacing belongings in a rented apartment, house, condo, or dorm room. 


The following is a list of coverages available within our homeowners insurance package:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

Agents Acting as Architects of Insurance Protection

Shopping for insurance coverage without proper guidance can be a complex, tedious task. Our agents are the solution, taking the guesswork out of protecting essential assets, such as residences and personal belongings. 


We also partner with a collection of trusted national carriers, which ensures each policy produced is backed by a reliable insurance product. As an independent insurance agency we can shop for coverage on your behalf. Let us facilitate this opportunity, and truly base coverage on fit and budget requirements. 


As your fellow neighbors, we understand the unique needs of residents of the surrounding Largo community. When you’re boarding up your permanent residence or vacation home prior to a storm, we are too. This natural knowledge is something we tap into on a daily basis, constructing policies tailored to the region in which we live and work. 


We welcome the chance to learn more about what makes your home or property distinctive. For more information regarding coverages available, contact our agency. To begin building a homeowners insurance policy, feel free to request a quote

Additional Resources:

At Brown Insurance Services, we’re proud to offer homeowners insurance in Largo, Clearwater, Tampa, St. Petersburg, Dunedin, and Palm Harbor, FL. We’re licensed to serve Florida, Georgia, and Tennessee. 

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Our Location

Brown Insurance Services

Brown Insurance Services

2401 West Bay Drive, Suite 603
Largo, FL 33770
Main office: 727-456-8794
Toll free: 800-783-8881
Fax: 727-518-0002

Our Providers


Efficient, experience customer service, professional!

James R, Port St. Lucie
They work for you!

Larry M, Deland, FL
Easy to work with, very knowledgeable, listened to my needs and situation, and found a policy that works and saved money.

Donna, Largo, FL
Very responsive and customer service oriented

Wendy M, Tarpon Springs, FL
Buying Property out of state for the first time was nerve wracking to say the least. After trying an insurance broker as well as contacting another insurance company, the unanswered emails and slow responses were becoming stressful. Brown Insurance were quick to respond and even quicker to put a quote together. I was very relieved!

Shelia, Denver, CO
Call Matt Williams at Brown Insurance, he's incredible!!!!

Spencer G, St. Petersburg, FL
Brown Insurance is efficient, caring, professional and eager to assist the customer

Patricia, Largo, FL
The best personal service, which is why I recommend Brown Insurance to my buyers.

Viki W, Dunedin, FL
They are awesome!

Pamela Hettinger, Saint Petersburg
I have recommended Brown Insurance Services to a friend. That says it all.

Patrick Gerbig
Excellent Service, Great Rates from Brown Insurance Services.

Sandy Albanese, St Petersburg
Brown Insurance Services are very responsive with fair prices.

Richard Lewis, Clearwater Beach
Very easy to work with and great rates!

Ashley K, Largo
Call Brown Insurance Services and give them a chance to compare prices, you won't be sorry!

Lawrence W, Wesley Chapel
Great customer service and amazing people! Would not go anywhere else!

Nichole C, New Port Richey
Brown Insurance Services are wonderful to work with. They really take care of you.

Cynthia M. Bie, Indian Rocks Beach