Call Us Today:

Life Insurance in Largo and Clearwater, FL

Protecting Floridians and their Families from Long-term Costs

Life is an ever-changing series of events. From starting a chapter with marriage to writing a proper conclusion through retirement, each page brings new storylines to navigate. For many individuals, this novel often includes a shift in attention from personal to family needs. 


At Brown Insurance Services, we’re prideful of our authorship in your life story. One of the best examples of this contribution resides in our life insurance program. Whether single or married, life insurance can solidify the financial future of dependents. Protecting the interest of your greatest asset is our priority, especially when the asset is your loved ones. 

What Does Life Insurance Cover?

Similar to various roles you play within your family, life insurance serves a variety of roles in terms of financial planning. You can’t predict what each day will bring; however, life insurance offers a proactive approach to dealing with unfortunate events.


If the death of the insured occurs, life insurance replaces the policyholder’s income commitment to dependents. To get a firm understanding of this coverage in action consider a young child who receives income compensation after a parent’s death. Life insurance may also cover final expenses.


The amount of ongoing support issued to family members and dependents is determinant on the insurance policy instituted. As an independent insurance agency we have the ability to customize coverage based on the personal needs of each client. Our process begins with listening to your needs. Agents understand life insurance is an investment and want to fully comprehend the scope of your requirements. This ensures policies are both accurate and cost effective.


The loss of an income can produce a significant financial burden for any family. Take a moment to consider the consumed costs of college tuition, mortgages, and other debts. We’ll work with you to proactively consider daily and long-term expenses. Once the full scope of these commitments is realized, a life insurance policy can be written to ease potential costs.


Brown Insurance Services partners with a collection of trusted national carriers. For clients, this means personalized service is accessible through a local agent, acting alongside coverage backed by a reliable insurance product. The scope of coverages available include but are not limited to:

  • Individual Life Insurance
  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Second-To-Die Policy
  • Key Person (Key Men) Insurance

Agents Involved in Writing Your Family’s Story

The act of securing life insurance doesn’t need to be a daunting, complex process. We’re fully aware of this stigma, and work daily to refute it. With an educational approach, agents guide clients through the intricacies associated with life insurance policies. We’ll remain available to answer questions or provide insight throughout your policy’s lifespan.


One instance of this insight involves the selection of long-term care insurance. Individuals often think long-term care is covered through traditional health insurance or Medicare; however, these policies typically don’t account for full expenses. Long-term care coverage is an aspect of life insurance that can provide full assistance to aging individuals, including a reduction of nursing home costs.


Don’t wait to secure life insurance. It’s never too early to start planning for the future of you and your family. Whether entering income earning years or enjoying the freedom of retirement, we look forward to planning the next chapter with you.


To learn more about the coverages we offer, contact our agency at your convenience. To design your personalized life insurance policy, request a quote

Additional Resources:

At Brown Insurance Services, we’re proud to offer life insurance in Largo, Clearwater, Tampa, St. Petersburg, Dunedin, and Palm Harbor, FL. We’re licensed to serve Florida, Georgia, and Tennessee. 

Our Life Insurance in Largo and Clearwater, FL Coverage Options Include:

Our Location

Brown Insurance Services

2401 West Bay Drive, Suite 603
Largo, FL 33770
Main office: 727-456-8794
Toll free: 800-783-8881
Fax: 727-518-0002

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers


Efficient, experience customer service, professional!
- James R, Port St. Lucie
They work for you!
- Larry M, Deland, FL
Easy to work with, very knowledgeable, listened to my needs and situation, and found a policy that works and saved money.
- Donna, Largo, FL
Very responsive and customer service oriented
- Wendy M, Tarpon Springs, FL
Buying Property out of state for the first time was nerve wracking to say the least. After trying an insurance broker as well as contacting another insurance company, the unanswered emails and slow responses were becoming stressful. Brown Insurance were quick to respond and even quicker to put a quote together. I was very relieved!
- Shelia, Denver, CO
Call Matt Williams at Brown Insurance, he's incredible!!!!
- Spencer G, St. Petersburg, FL
Brown Insurance is efficient, caring, professional and eager to assist the customer
- Patricia, Largo, FL
The best personal service, which is why I recommend Brown Insurance to my buyers.
- Viki W, Dunedin, FL
They are awesome!
- Pamela Hettinger, Saint Petersburg
I have recommended Brown Insurance Services to a friend. That says it all.
- Patrick Gerbig
Excellent Service, Great Rates from Brown Insurance Services.
- Sandy Albanese, St Petersburg
Brown Insurance Services are very responsive with fair prices.
- Richard Lewis, Clearwater Beach
Very easy to work with and great rates!
- Ashley K, Largo
Call Brown Insurance Services and give them a chance to compare prices, you won't be sorry!
- Lawrence W, Wesley Chapel
Great customer service and amazing people! Would not go anywhere else!
- Nichole C, New Port Richey
Brown Insurance Services are wonderful to work with. They really take care of you.
- Cynthia M. Bie, Indian Rocks Beach