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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Brown Insurance Services, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Brown Insurance Services recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Brown Insurance Services today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Brown Insurance Services

2401 West Bay Drive, Suite 603
Largo, FL 33770
Main office: 727-456-8794
Toll free: 800-783-8881
Fax: 727-518-0002

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Efficient, experience customer service, professional!
- James R, Port St. Lucie
They work for you!
- Larry M, Deland, FL
Easy to work with, very knowledgeable, listened to my needs and situation, and found a policy that works and saved money.
- Donna, Largo, FL
Very responsive and customer service oriented
- Wendy M, Tarpon Springs, FL
Buying Property out of state for the first time was nerve wracking to say the least. After trying an insurance broker as well as contacting another insurance company, the unanswered emails and slow responses were becoming stressful. Brown Insurance were quick to respond and even quicker to put a quote together. I was very relieved!
- Shelia, Denver, CO
Call Matt Williams at Brown Insurance, he's incredible!!!!
- Spencer G, St. Petersburg, FL
Brown Insurance is efficient, caring, professional and eager to assist the customer
- Patricia, Largo, FL
The best personal service, which is why I recommend Brown Insurance to my buyers.
- Viki W, Dunedin, FL
They are awesome!
- Pamela Hettinger, Saint Petersburg
I have recommended Brown Insurance Services to a friend. That says it all.
- Patrick Gerbig
Excellent Service, Great Rates from Brown Insurance Services.
- Sandy Albanese, St Petersburg
Brown Insurance Services are very responsive with fair prices.
- Richard Lewis, Clearwater Beach
Very easy to work with and great rates!
- Ashley K, Largo
Call Brown Insurance Services and give them a chance to compare prices, you won't be sorry!
- Lawrence W, Wesley Chapel
Great customer service and amazing people! Would not go anywhere else!
- Nichole C, New Port Richey
Brown Insurance Services are wonderful to work with. They really take care of you.
- Cynthia M. Bie, Indian Rocks Beach