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Meet Our Team

  • Andy Brown

    President
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Crystal Callahan-Estes

    Director of Operations
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: Crystal Callahan Estes

    Position: Director of Operations

    Industry Experience: 14 years

    Time with Agency: 14 years

    Specializations: Commercial Insurance including General Liability, Commercial Property, Commercial Auto and Agency Operations.

    Hobbies/Family/Misc: On my days off I love attending the farmers market, cooking new healthy friendly meals and spending time with my family.

  • Michelle Bernier

    Director & Account Advisor - Commercial Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Jaime Goforth

    Account Advisor - Commercial Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Chris Bradley

    Director - Commercial Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Ryan Hoover

    Producer - Commercial Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name:  Ryan Hoover

    Position:  Commercial Lines Marketing

    Industry Experience: 20 years

    Time with Agency: 3 years

    Specializations: Commercial Lines – Property, General Liability, Auto, Workers Comp

    Hobbies/Family/Misc:

  • Jennifer Barjas

    Commercial LInes Account Executive
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: Jennifer Barjas

    Position: Commercial Account Executive

    Industry Experience: 32 years of experience. I started directly out of high school as a part time file clerk. I saw a potential career and worked hard to earn a full time position in the Claims Department. I worked in claims for about 17 years then decided I wanted to see the retail side. I earned my 220 license and have been with an Insurance Agency ever since. I can’t imagine doing anything else.

    Time with Agency: 1 year

    Specializations: Large Commercial Accounts with an emphasis on Property

    Hobbies/Family/Misc: My family is my world! I have three girls and one granddaughter. I am married to the most amazing man. I am truly blessed with a wonderful family and amazing friends. 

  • Shena Mason

    Commercial Lines Account Advisor
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Heather Swartz-Brewer

    Commercial Marketing Associate
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Heidi Mullaney

    Administrator - Commercial Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Robert Ocasio

    Customer Service Representative - Commercial Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Tammy Mulrain

    Director - Personal Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name:  Tammy L. Mulrain, AIAM

    Position: Personal Lines Director               

    Industry Experience: 18 years

    Time with Agency: 3 months

    Specializations:  Personal Lines, Management, Workflow, Applied Management System

    Hobbies/Family/Misc: 

  • Brittany Carr

    Executive Assistant - Personal Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Christine Guzman

    Personal Lines Administrative Assistant
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • John Bria

    Agent and Sales Coordinator - Personal Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: John Bria               

    Position: Personal Lines Agent

    Industry Experience:  Allstate Agency Owner 18 years, Prudential Insurance Agent 15 years, Property & Casualty and Life Licensed for over 33 years, LUTCF

    Time with Agency: 8 months

    Specializations: Auto & Life Insurance

    Hobbies/Family/Misc: Spending time with my family, traveling, football, baseball & hockey.

  • Diane Bowhall

    Sr. Personal Lines Account Manager
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: Diane Bowhall

    Position: Sr. Personal Lines Account Manager

    Industry Experience: 29+ Years

    Time with Agency: 11 Years

    Specializations: Customer Service

    Hobbies: Working in my yard

  • Rachael Carr

    Sr. Personal Lines Account Manager
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Kathryn Martin, CPII

    Personal Lines Account Manager
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: Kathryn "Katie" Martin

    Position: Personal Lines Account Manager

    Industry Experience: Since 2002 (15 years)

    Time With Agency: Since 4/23/2013

    Specializations: Customer Service

    Hobbies: Swimming, Biking, Running

  • Stephanie Roetz

    Personal Lines Account Manager
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: Stephanie Roetz

    Position: Account Manager

    Industry Experience: 3+years, nearing 4 in October

    Time with Agency: 3+years, nearing 4 in October

    Specializations: Personal Lines Insurance, Customer service, saving money without sacrificing coverage

    Hobbies/Family/Misc: 

  • Kimberly Reid

    Claims Specialist
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Matt Williams

    Sales Director - Personal Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • John Stephany

    Sales Producer - Personal Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name: John Stephany

    Position: Personal Lines Sales Producer

    Industry Experience: 6 Years

    Time With Agency: 4 Years

    Specializations: Homeowners

    Hobbies: Great wife, 3 boys: I love to fish and hunt!

  • Martha Parish

    Retention Specialist - Personal Insurance Lines Team
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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  • Michele Jenkins

    Accountant
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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    Name:  Michele Jenkins

    Position:  Accountant

    Industry Experience:  10 years in the industry

    Time with Agency:  10 years

    Specializations:  all aspects of accounting

    Hobbies/Family/Misc:  Married with 3 kids and 2 grandkids.

  • Amiee O'Conner

    Receptionist
    Office: 727-456-8794
    Fax: 727-518-0002
    2401 West Bay Drive, Suite 603
    Largo FL 33770
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